:root{
  --bg:#f4f7fb;
  --surface:#ffffff;
  --surface-soft:#f8fbff;
  --ink:#142233;
  --text:#31465b;
  --muted:#6b7f93;
  --line:#dce7f2;
  --primary:#0f4d8a;
  --primary-2:#1976d2;
  --accent:#ff9d2f;
  --dark:#0d1b2a;
  --success:#eaf7f0;
  --shadow:0 18px 40px rgba(13,27,42,.08);
  --shadow-strong:0 20px 50px rgba(15,77,138,.18);
  --radius-xl:28px;
  --radius-lg:22px;
  --radius-md:16px;
  --max:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:"Pretendard","Noto Sans KR","Apple SD Gothic Neo",Arial,sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg,#f8fbfe 0%, #f1f5fa 100%);
  line-height:1.75;
  word-break:keep-all;
}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(var(--max), calc(100% - 40px));margin:0 auto}
.site-header{
  position:sticky;top:0;z-index:60;
  backdrop-filter:blur(14px);
  background:rgba(255,255,255,.88);
  border-bottom:1px solid rgba(20,34,51,.06);
}
.header-inner{
  min-height:84px;
  display:flex;align-items:center;justify-content:space-between;gap:18px;
}
.branding{display:flex;flex-direction:column;gap:4px}
.branding strong{font-size:24px;letter-spacing:-.04em}
.branding span{font-size:12px;color:var(--muted)}
.nav{display:flex;flex-wrap:wrap;gap:18px;justify-content:center}
.nav a{font-weight:700;color:var(--text);font-size:14px}
.nav a:hover{color:var(--primary)}
.header-call,.btn-primary,.btn-outline,.quick-card a,.post-link,.footer-call,.mobile-call{
  display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;border-radius:999px;font-weight:900
}
.header-call,.btn-primary,.post-link,.footer-call,.mobile-call{
  background:linear-gradient(135deg,var(--primary),var(--primary-2));
  color:#fff;box-shadow:var(--shadow-strong)
}
.btn-outline{
  background:#fff;border:1px solid var(--line);color:var(--ink)
}
.hero{
  padding:34px 0 18px;
}
.hero-grid{
  display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:24px;
}
.hero-main{
  background:
    radial-gradient(circle at right top, rgba(25,118,210,.18), transparent 28%),
    linear-gradient(135deg,#0d2a45 0%, #153f6b 65%, #1d5b99 100%);
  color:#fff;
  border-radius:36px;
  padding:48px;
  box-shadow:var(--shadow-strong);
}
.badge{
  display:inline-flex;align-items:center;min-height:36px;padding:0 14px;border-radius:999px;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);font-size:12px;font-weight:800
}
.hero-main h1{
  margin:18px 0 14px;font-size:56px;line-height:1.03;letter-spacing:-.06em
}
.hero-main p{margin:0;font-size:18px;color:rgba(255,255,255,.9)}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.hero-points{
  margin-top:26px;display:grid;grid-template-columns:repeat(3,1fr);gap:12px
}
.hero-points article{
  padding:18px;border-radius:22px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12)
}
.hero-points strong{display:block;font-size:15px;margin-bottom:6px}
.hero-points span{font-size:13px;color:rgba(255,255,255,.82)}
.hero-side{
  display:grid;gap:16px
}
.side-card,.section-card,.quick-card,.trust-card,.step-card,.area-card,.faq-item,.post-card,.contact-card,.article-card,.mini-card,.footer-panel{
  background:var(--surface);border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow)
}
.side-card{padding:28px}
.side-card h2{margin:0 0 12px;font-size:26px;line-height:1.2}
.side-card p{margin:0;color:var(--text)}
.side-list{display:grid;gap:10px;margin-top:16px}
.side-list span{
  display:flex;align-items:flex-start;gap:10px;padding:12px 14px;border-radius:16px;background:var(--surface-soft);font-weight:700;color:var(--text)
}
.side-call{
  padding:24px;border-radius:28px;background:var(--dark);color:#fff
}
.side-call strong{display:block;font-size:31px;letter-spacing:-.03em;margin:8px 0 14px}
.side-call small{color:rgba(255,255,255,.7)}
.section{padding:82px 0 0}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-bottom:22px}
.section-head h2{margin:10px 0 0;font-size:40px;line-height:1.08;letter-spacing:-.05em}
.section-head p{margin:10px 0 0;color:var(--muted)}
.kicker{
  display:inline-flex;align-items:center;min-height:34px;padding:0 14px;border-radius:999px;background:#eaf2fb;color:var(--primary);font-size:12px;font-weight:800
}
.quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.quick-card{padding:28px}
.quick-card h3{margin:0 0 10px;font-size:24px;line-height:1.2}
.quick-card p{margin:0;color:var(--text)}
.quick-card .small-list{display:grid;gap:8px;margin:16px 0 18px}
.quick-card .small-list span{
  display:flex;gap:8px;align-items:flex-start;padding:10px 12px;border-radius:14px;background:#f7fbff;color:var(--text);font-size:14px;font-weight:700
}
.trust-wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:18px}
.trust-card{padding:34px}
.trust-card h3{margin:0 0 12px;font-size:30px;line-height:1.15}
.trust-card p{margin:0;color:var(--text)}
.reason-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:22px}
.mini-card{padding:20px;border-radius:20px;background:var(--surface-soft)}
.mini-card strong{display:block;font-size:16px;margin-bottom:6px}
.mini-card span{color:var(--muted);font-size:14px}
.step-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.step-card{padding:28px}
.step-no{
  width:48px;height:48px;border-radius:16px;display:inline-flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,#eaf2fb,#dceafb);color:var(--primary);font-weight:900;margin-bottom:18px
}
.step-card h3{margin:0 0 8px;font-size:22px;line-height:1.2}
.step-card p{margin:0;color:var(--text)}
.area-shell{display:grid;grid-template-columns:.95fr 1.05fr;gap:18px}
.area-card{padding:32px}
.area-list{
  display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:18px
}
.area-list span{
  display:flex;align-items:center;justify-content:center;min-height:54px;padding:10px 12px;border-radius:18px;background:#f7fbff;border:1px solid var(--line);font-weight:800;color:var(--text)
}
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.post-card{padding:28px}
.post-card h3{margin:0 0 10px;font-size:23px;line-height:1.25}
.post-card p{margin:0 0 18px;color:var(--text)}
.post-meta{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.post-meta span{
  display:inline-flex;align-items:center;min-height:34px;padding:0 12px;border-radius:999px;background:#f3f8fd;color:var(--primary);font-size:12px;font-weight:800
}
.contact-band{
  margin-top:82px;padding:38px;border-radius:34px;background:linear-gradient(135deg,#0c1e31 0%, #143b63 100%);color:#fff;box-shadow:var(--shadow-strong)
}
.contact-band h2{margin:0 0 10px;font-size:42px;line-height:1.08;letter-spacing:-.05em}
.contact-band p{margin:0;color:rgba(255,255,255,.88)}
.band-row{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;margin-top:24px}
.band-points{display:flex;flex-wrap:wrap;gap:10px}
.band-points span{
  display:inline-flex;align-items:center;min-height:40px;padding:0 14px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.12);font-size:13px;font-weight:800
}
.faq-list{display:grid;gap:14px}
.faq-item{padding:24px}
.faq-item h3{margin:0 0 10px;font-size:20px;line-height:1.35}
.faq-item p{margin:0;color:var(--text)}
.site-footer{
  margin-top:82px;padding:28px 0 40px;border-top:1px solid rgba(20,34,51,.07)
}
.footer-grid{display:grid;grid-template-columns:1.1fr .9fr .9fr .95fr;gap:16px}
.footer-panel{padding:26px}
.footer-panel h3{margin:0 0 12px;font-size:20px}
.footer-panel p,.footer-panel li{margin:0;color:var(--text)}
.footer-panel ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.footer-panel .plain-list a{color:var(--text)}
.footer-note{
  margin-top:18px;color:var(--muted);font-size:13px
}
.breadcrumb{
  display:flex;flex-wrap:wrap;gap:8px;color:var(--muted);font-size:14px;margin-bottom:16px
}
.article-hero{
  padding:42px;border-radius:34px;background:linear-gradient(135deg,#eef5fc 0%,#ffffff 100%);border:1px solid var(--line);box-shadow:var(--shadow)
}
.article-hero h1{margin:14px 0 12px;font-size:46px;line-height:1.1;letter-spacing:-.05em}
.article-hero p{margin:0;color:var(--text);font-size:17px}
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:18px;margin-top:22px}
.article-card{padding:34px}
.article-card + .article-card{margin-top:16px}
.article-card h2{margin:0 0 14px;font-size:32px;line-height:1.15}
.article-card h3{margin:0 0 10px;font-size:22px}
.article-card p{margin:0;color:var(--text)}
.bullet-list,.number-list{
  padding:0;margin:18px 0 0;display:grid;gap:12px;list-style:none
}
.bullet-list li,.number-list li{
  padding:16px 18px;border-radius:18px;background:#f8fbff;border:1px solid var(--line);color:var(--text);font-weight:700
}
.number-list{counter-reset:step}
.number-list li{padding-left:64px;position:relative}
.number-list li::before{
  counter-increment:step;content:counter(step);
  position:absolute;left:16px;top:14px;width:34px;height:34px;border-radius:12px;background:#eaf2fb;color:var(--primary);
  display:flex;align-items:center;justify-content:center;font-weight:900
}
.sidebar-stack{display:grid;gap:16px}
.contact-card{padding:24px}
.contact-card h3{margin:0 0 10px;font-size:24px}
.contact-card p{margin:0;color:var(--text)}
.contact-card .big{display:block;font-size:32px;font-weight:900;letter-spacing:-.03em;margin:10px 0 16px}
.related-list{display:grid;gap:10px;margin-top:14px}
.related-list a{
  display:block;padding:14px 16px;border-radius:16px;background:#f8fbff;border:1px solid var(--line);font-weight:800;color:var(--text)
}
.mobile-bar{
  display:none;
  position:fixed;left:16px;right:16px;bottom:16px;z-index:70
}
.mobile-call{width:100%;min-height:56px}
@media (max-width:1120px){
  .hero-grid,.trust-wrap,.area-shell,.article-layout,.footer-grid{grid-template-columns:1fr}
  .hero-main h1{font-size:48px}
}
@media (max-width:900px){
  .nav{display:none}
  .hero-points,.quick-grid,.step-grid,.post-grid,.area-list{grid-template-columns:1fr 1fr}
}
@media (max-width:680px){
  .container{width:min(var(--max), calc(100% - 24px))}
  .header-inner{min-height:72px}
  .branding strong{font-size:20px}
  .header-call{display:none}
  .hero-main,.side-card,.side-call,.quick-card,.trust-card,.step-card,.area-card,.post-card,.faq-item,.article-card,.article-hero,.footer-panel{padding:24px}
  .hero-main h1,.article-hero h1,.contact-band h2,.section-head h2{font-size:34px}
  .hero-points,.quick-grid,.step-grid,.post-grid,.area-list,.reason-grid{grid-template-columns:1fr}
  .contact-band{padding:28px}
  .mobile-bar{display:block}
}